Here are the most common questions, and our responses that Legal & Professional Benefits gets from new and existing clients: Do I really need risk insurance? Health Insurance: Although it may seem easy to adopt a standpoint of ‘it won’t happen to me’ as it relates to insurance, it is an unfortunate statistical fact that…
Many of us have insurance policies, but not many of us know just how much we can get out of the policies we already have. What many people do not know is that there may be clauses in your policy that allow you to react to changes in your life to become better protected than…
Bear Grylls has the right kit to survive in the bush. What tools do you need to survive in the financial jungle? When things in your financial life turn bearish, it’s important to have all your survival gear ready and waiting. TV survival expert Bear Grylls is the king of the survival equipment list ranging…
TRAUMA INSURANCE: Designed to relieve the financial hardship that can come with a big health shock. South African surgeon Marius Barnard went down in history as part of the team, led by his brother Christiaan, which performed the first human heart transplant operation in 1967. But he was also the creator of a kind of…
All New Zealanders want their families and financial health to be protected when their physical health lets them down. New Zealand enjoys an outstanding public health system, supported by ACC, but these schemes do have limitations. As the public system tries to cope with population pressures it has to ration access to services. By contrast…
As the calendar turns to New Year 2015, what resolutions should you make to get healthier and happier in the next 12 months? Here is what I recommend to my patients, family and friends. • Get health insurance. This is sometimes easier than before implementation of the Accountable Care Act since pre-existing condition requirements have ended,…
If you don’t have the right Health Insurance you could literally be left out in the corridor. Middlemore hospital bursting at the seams
If you couldn’t work due to a serious illness, how would you manage? Could you survive on savings, or on your sick pay from work? If not, you’ll need some other way to keep paying the bills – and you should consider income protection insurance. Income protection insurance pays a monthly income during a period…
Melanoma is possibly the most serious form of skin cancer and can begin within an existing mole or can also appear out of the blue. Melanoma is known to spread very quickly once it penetrates below the surface of the skin, which means it is very important to identify Melanoma as early as possible. Early…
How Critical Illness Insurance could make a huge difference in your life We all know someone that has suffered a heart attack, stroke or cancer. After all, they are the most common reasons people have to claim on their health insurance. Approximately 21 people have a stroke every day in New Zealand with a quarter…