Insurance Frequently Asked Questions

Here are the most common questions, and our responses that Legal & Professional Benefits gets from new and existing clients: Do I really need risk insurance? Health Insurance: Although it may seem easy to adopt a standpoint of ‘it won’t happen to me’ as it relates to insurance, it is an unfortunate statistical fact that…

Tragic tale sparked trauma insurance

TRAUMA INSURANCE: Designed to relieve the financial hardship that can come with a big health shock. South African surgeon Marius Barnard went down in history as part of the team, led by his brother Christiaan, which performed the first human heart transplant operation in 1967. But he was also the creator of a kind of…

Is Your Family Protected….

All New Zealanders want their families and financial health to be protected when their physical health lets them down. New Zealand enjoys an outstanding public health system, supported by ACC, but these schemes do have limitations. As the public system tries to cope with population pressures it has to ration access to services. By contrast…

Do You Need Income Protection Insurance?

If you couldn’t work due to a serious illness, how would you manage?  Could you survive on savings, or on your sick pay from work?  If not, you’ll need some other way to keep paying the bills – and you should consider income protection insurance. Income protection insurance pays a monthly income during a period…

What is Melanoma?

Melanoma is possibly the most serious form of skin cancer and can begin within an existing mole or can also appear out of the blue. Melanoma is known to spread very quickly once it penetrates below the surface of the skin, which means it is very important to identify Melanoma as early as possible.  Early…

Critical Illness Insurance – Explained

How Critical Illness Insurance could make a huge difference in your life We all know someone that has suffered a heart attack, stroke or cancer.  After all, they are the most common reasons people have to claim on their health insurance.  Approximately 21 people have a stroke every day in New Zealand with a quarter…